The Emerging Markets Payments Group was established to deliver world-class electronic payments services to banks, retailers, governments and consumer finance institutions across the Middle East and Africa.

Globally, a significant shift is taking place as societies move away from cash-based economies to greater use of electronic payments, a trend that is emphasised in the emerging markets of Africa and the Middle East. This trend offers significant opportunities for all stakeholders, from banks, retailers and card associations through to the end consumer.

The EMP Group is committed to remaining at the forefront of this revolution by creating a payments platform that drives card penetration and other payment types in these emerging markets.

The Group is owned by Dubai-headquartered Network International, the largest acquirer in the United Arab Emirates (UAE) and a leading payment solutions provider in the Middle East and Africa. It is widely believed that the payments industry in Africa and the Middle East will follow the same dramatic growth path as the cellular telecommunications industry did throughout the 2000s.

The EMP Group concluded its first acquisition (MSCC, based in Egypt) in July 2010 and its second acquisition (Visa Jordan Card Services, based in Jordan) in August 2011. Its third acquisition (ACET Processing, based in South Africa) was concluded in February 2012. EMP Group now serves more than 170 banks and 35,000 retailers and other merchants across 45 countries in Africa and the Middle East and offers the full range of card schemes, including Visa, MasterCard, American Express, Diners Club and China UnionPay, and can address all payments channels, including card, mobile and internet.

The EMP Group is a trusted partner that operates to the highest standards of integrity and corporate conduct. All investment decisions and operating activities are underpinned by clear and explicit principles. The leadership team has established a strong culture of ethical business practice and the Group commits itself to the highest standards of compliance, governance, transparency and accountability.


Mission and Vision:

EMP’s Vision is to be the leading provider of trusted and affordable world-class payment services in Africa and the Middle East, and in doing so have a profound effect on the lives of people in the region and on their economies.

EMP’s Mission is to become the leading provider of trusted and affordable world-class payment services to Africa and the Middle East by addressing all geographies; all payment schemes; all product categories; all channels; all client types; and delivering, and being seen to deliver, real value to all our stakeholders including governments, communities, employees and shareholders through strong leadership, professional management, innovation and a commitment to the highest levels of data security.